Financial Disclaimer

The information provided by HoldWise (a trading name of SurrendaSoft Pty Ltd, ABN 87 687 922 729) is for general informational and educational purposes only. All information is provided in good faith; however, we make no representation or warranty of any kind regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on this site or describing the upcoming product.

Nothing on this website — including descriptions of HoldWise, its planned features, or the daily briefing concept — constitutes:

• Financial advice
• Investment advice
• Trading advice
• Tax advice
• Legal advice
• A recommendation or solicitation to buy, sell, or hold any cryptocurrency

• SurrendaSoft Pty Ltd does not hold an Australian Financial Services Licence (AFSL) and is not regulated by ASIC.
• We are not registered with the U.S. Securities and Exchange Commission (SEC) or FINRA.
• We are not authorised by the UK Financial Conduct Authority (FCA).
• We are not a registered broker, dealer, financial advisor, or investment company in any jurisdiction.

HoldWise is being built to use artificial intelligence to generate assessments and summaries. When live, AI systems:

• Can and do make errors — they may hallucinate facts, misinterpret data, or draw incorrect conclusions.
• Cannot predict future market movements.
• May not account for breaking news, regulatory changes, or events that occur between analyses.
• Should never be your sole source of information for any decision.

Past performance of any cryptocurrency does not guarantee future results. Any assessment or review note that HoldWise may provide in future is an interpretation of current data — it is not a recommendation to buy, sell, or hold, and not a guarantee of future price movement.

You are solely responsible for your own investment decisions. Before making any financial decision, you should:

• Do your own research (DYOR)
• Consult a licensed financial advisor appropriate to your jurisdiction
• Consider your personal financial situation, risk tolerance, and investment objectives
• Understand that you may lose your entire investment

This website is operated from Australia and is available globally. Cryptocurrency regulations vary by jurisdiction. It is your responsibility to ensure that your use of this site, and any future cryptocurrency activities, comply with all applicable laws and regulations in your country or region.

Questions about this disclaimer? Contact us at [email protected].